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Housing Trust Fund

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The National Housing Trust Fund (NHTF) will be implemented in 2016, making new funds available for the production, preservation, rehabilitation, and operation of rental housing that is affordable to extremely low income (ELI) households, those with incomes at or below 30% of the area median. Funds from the NHTF will be allocated to each state for their HTF. The Texas Department of Housing and Community Affairs (TDHCA) is the State Designated Entity that will allocate the funds.

Housing Trust Fund Overview

The Housing Trust Fund provides loans and grants to finance, acquire, rehabilitate, and develop decent and safe affordable housing. The Housing Trust Fund currently administers the single family programs described below. All Housing Trust Fund Programs are implemented only through eligible nonprofits, for-profits, public housing authorities and local governments that have executed a Housing Trust Fund reservation agreement. If you are an individual seeking housing assistance, please visit our Help for Texans page.

Program Descriptions

Texas Bootstrap Program

The Texas Bootstrap Program is administered by the Office of Colonia Initiatives (OCI) Division. The Bootstrap Program makes funds available to Colonia Self-Help Centers or state certified Nonprofit Owner-Builder Housing Providers (NOHPs) to purchase or refinance property on which to build or improve residential housing through self-help construction with very low- and extremely low-income households (Owner-Builders), including persons with special needs.
For more information visit the Office of Colonia Initiatives’ Bootstrap Self-Help Housing Programs page.

Amy Young Barrier Removal Program

The Amy Young Barrier Removal Program helps Persons with Disabilities with a low-income (no more than 80% Area Median Family Income) to make their homes more accessible. Assistance is in the form of one-time grants of up to $20,000 to construct reasonable accommodations for renters and homeowners so that any household member with disabilities can fully access their home.

Contract for Deed Conversion Program Assistance Grants

Contract for Deed Conversion Program Assistance Grants are two types of grants that support eligible nonprofits and units of local government in assisting eligible colonia households to convert their contracts for deeds to warranty deeds. Eligible households must reside in a colonia within 150 miles of the Texas-Mexico border and earn 60% of less of the applicable Area Median Family Income.

For more information on the Housing Trust Fund and what is happening in Texas, visit the National Low Income Housing Corporation’s website.

You can find more resources on the TDHCA webpage

We should include some information on HTF on the state level, TDHCA’s HTF section of their website is here: https://www.tdhca.state.tx.us/htf/